Homes for Sale in Los Cabos

Quiet mornings in Loma Encantada, San José del Cabo. Tucked away from the noise of the main roads, this gated community sits close enough to everyday life, Fresko, El Merkado, the hospital, without giving up the kind of view that makes the drive home worth it. 📍 San José del Cabo, Baja California Sur #LosCabosRealEstate #SanJoseDelCabo #CaboRealEstate

Los bienes raíces son un trabajo de tiempo completo, y no hay atajos. Estar en campo, mantener contacto con los clientes, conocer el mercado, investigar y aparecer todos los días forman parte del trabajo. Alejandro Donnadieu lo resume muy bien: no necesitas llevar años en la industria para empezar, pero sí necesitas preparación, estructura y una actitud de trabajo al 100%. Porque la oportunidad puede abrirte la puerta. La constancia es la que te mantiene dentro. . . . #BienesRaices #LosCabosRealEstate #CaboRealEstate #RealEstateMexico #BajaCaliforniaSur #realestateagent #LosCabos #TheBajaBrief

One of the biggest mistakes you can make when building a home in Mexico is understating the value of the construction on your construction license just to save money upfront. Let's say you buy the land for $1 million and plan to spend another $1 million building the house. Your construction license is one of the most important documents in that entire process because it documents that you're improving what was previously vacant land and establishes an estimated value for that construction. Here's where people get into trouble. A builder might suggest declaring only $200,000 of construction instead of $1 million because it reduces the fees you pay when obtaining the construction license. Yes, you might save some money today. But what happens when you eventually sell? Your documented cost basis becomes extremely important when calculating potential capital gains taxes. You have documentation showing what you paid for the land, and you also want proper documentation supporting what you actually invested in constructing the home. Saving a little money on construction fees today could potentially cost you significantly more when you sell the property years later. Make sure the value of your construction is being documented correctly from the beginning.

Why do you sometimes see two Italian restaurants, two dry cleaners, or other competing businesses in the same commercial plaza in Cabo? It really comes down to how commercial real estate is financed and developed in Mexico. In the U.S., a large strip mall might be owned by one investment group that owns and leases all 70 spaces. That owner can control the tenant mix and usually doesn't want several businesses directly competing with each other. In Cabo, it's often different. Because financing commercial real estate can be much more difficult, developers will frequently sell the individual commercial units to help fund construction. Instead of one company owning all 70 spaces, you could eventually have dozens of different owners. Each owner then makes their own decision about who rents their unit. They're generally going to lease to the tenant who makes the most financial sense for them—not necessarily worry about what businesses are operating three doors down. That's why you can end up with competing restaurants, salons, dry cleaners, or other businesses in the exact same plaza. It's not necessarily bad planning or a lack of etiquette. It's a result of the ownership and financing structure behind many commercial developments in Mexico.

Good agents don’t pretend to have every answer. They know when to say, “I’ll get back to you,” find the right information, and come back with something accurate. Integrity, curiosity and work ethic go a long way in real estate, especially when the goal is not just to work hard, but to do the right work. That’s the kind of mindset that builds trust, experience and long-term success. . . . #RealEstate #RealEstateAgent #WorkEthic #Integrity #Curiosity #LosCabosRealEstate #CaboRealEstate #TheBajaBrief

Sometimes a career starts with a plan. Sometimes it starts with a random meeting in Cabo. What began as simply tagging along with a friend turned into an unexpected job offer at Quivira and the beginning of a career in Los Cabos real estate. Funny how the moments you don’t plan can end up changing everything. . . . #LosCabos #CaboRealEstate #RealEstateStories #Quivira #BajaCaliforniaSur #TheBajaBrief

If you're building a home in Mexico, getting the construction license isn't the end of the paperwork. There are additional documents that become extremely important toward the end of construction—especially when you eventually sell the property. One is the Manifestación Catastral, which is filed with Catastro Municipal. Essentially, you're notifying the authorities that what was once raw land has now been improved with a home, and the property's registered value is updated accordingly. The other critical document is your Terminación de Obra, or notice of completion of works. This formally documents that the construction has been completed. These documents create the paper trail showing what you built, when you completed it, and the value of those improvements. Why does that matter? Because years later, when you sell, the notary will need documentation supporting both your original land acquisition and the improvements you've made to the property in order to determine the appropriate tax basis and calculate taxes. Building the house is only part of the process. Documenting the construction properly can become extremely important when it's time to sell.

So, How Can You Finance Real Estate in Mexico? 🇲🇽💰 The biggest thing to remember: don't expect a major U.S. bank to give you a traditional mortgage to purchase property in Mexico. That hasn't really been an option for decades, and I don't see it changing anytime soon. But that doesn't mean financing isn't available. You have options such as: • Cross-border mortgage lenders • Developer financing, when available • Seller financing • Borrowing against an investment portfolio • Other asset-backed financing strategies Cross-border mortgages do exist, but they're generally more expensive than what many Americans are accustomed to in the U.S., which is one reason fewer buyers use them. The bottom line: you can finance real estate in Mexico — you just have to understand that the options look very different from financing a home in the United States. #MexicoRealEstate #CaboRealEstate #BuyingInMexico #LosCabosRealEstate #MexicoProperty #RealEstateFinancing #InvestInMexico